Loan Products & Financing
Empowering members with competitive interest rates, fast processing, minimal paperwork, and credit up to 50% of collateral valuation.
Business & Commercial Loan
Working capital and term financing for shops, wholesale businesses, enterprises, and local factories.
Credit Terms & Collateral
Max Limit: Up to NPR 5,000,000
Collateral: Land/Building / Business Assets
Agriculture & Livestock Loan
Empowering local farmers with low-cost credit for crops, seeds, livestock, dairy farming, and machinery.
Credit Terms & Collateral
Max Limit: Up to NPR 2,000,000
Collateral: Agricultural Land / Group Guarantee
Home & Land Purchase Loan
Affordable financing to buy residential land, construct new homes, or renovate your existing property.
Credit Terms & Collateral
Max Limit: Up to NPR 4,000,000
Collateral: Land / Real Estate Property
Higher Education Loan
Financial support for college degrees, technical studies, and international higher education.
Credit Terms & Collateral
Max Limit: Up to NPR 1,500,000
Collateral: Real Estate / Fixed Deposit
Personal & Emergency Loan
Quick funds for medical emergencies, weddings, social ceremonies, and unexpected household needs.
Credit Terms & Collateral
Max Limit: Up to NPR 500,000
Collateral: Member Guarantee / Share Collateral
Hire Purchase / Vehicle Loan
Financing for commercial vehicles, tractors, two-wheelers, and electric vehicles.
Credit Terms & Collateral
Max Limit: Up to 70% of Vehicle Cost
Collateral: Vehicle Route/Bluebook Hypothecation
Loan Products & Financing
Empowering members with competitive interest rates, fast processing, minimal paperwork, and credit up to 50% of collateral valuation.