Someshwar Rudrakshya Saving and Credit Cooperative Ltd. logo
FINANCIAL SOLUTIONS

Our Services

Tailored financial products designed to secure your savings and fuel your personal and entrepreneurial aspirations.

SAVINGS ACCOUNTS

Attractive Savings Schemes

View All Savings
Interest Rate: 6.00%

Regular Saving

Build your financial future with secure and attractive savings schemes designed for regular saving.

High Interest
Secure Savings
Flexible Deposit
Min. Balance: NPR 500Details →
Interest Rate: 6.50%

Daily Saving

Specially designed for small shopkeepers, traders and daily wage earners with daily doorstep collection.

Doorstep Collection
Daily Compounding
Instant Withdrawal
Min. Balance: NPR 100Details →
Interest Rate: 5.50%

Optional / General Saving

Flexible saving scheme where you can deposit and withdraw anytime according to your convenience.

No Fixed Deposit Limit
Easy Liquidity
Cheque Facility
Min. Balance: NPR 200Details →
Interest Rate: 8.50% - 10.50%

Term / Fixed Deposit

High-yield fixed term deposit for periods ranging from 3 months to 5 years with top interest returns.

Highest Returns
Guaranteed Returns
Loan Against Deposit (up to 90%)
Min. Balance: NPR 10,000Details →
Interest Rate: 7.00%

Child Education Saving (Bal Bachat)

Secure your child academic future with special interest bonuses and gift schemes.

Bonus Interest
Educational Security
Birthday Gift Hampers
Min. Balance: NPR 500Details →
Interest Rate: 7.50%

Senior Citizen Saving (Jestha Nagarik Bachat)

Honoring senior citizens with preferential interest rates and specialized health care support funds.

Priority Service
Higher Return
Health Benefit Access
Min. Balance: NPR 1,000Details →
CREDIT FACILITIES

Accessible & Productive Loans

View All Loans
Interest Rate: 11.50% - 13.50%

Business & Commercial Loan

Working capital and term financing for shops, wholesale businesses, enterprises, and local factories.

Fast Processing
Flexible EMI/EQI
Competitive Rate
Up to NPR 5,000,000Details →
Interest Rate: 10.50% - 12.00%

Agriculture & Livestock Loan

Empowering local farmers with low-cost credit for crops, seeds, livestock, dairy farming, and machinery.

Subsidized Rate
Seasonal Repayment Option
Farm Machinery Financing
Up to NPR 2,000,000Details →
Interest Rate: 11.00% - 12.50%

Home & Land Purchase Loan

Affordable financing to buy residential land, construct new homes, or renovate your existing property.

Long-term Tenure
Affordable Installments
Up to 50% Valuation
Up to NPR 4,000,000Details →
Interest Rate: 10.50%

Higher Education Loan

Financial support for college degrees, technical studies, and international higher education.

Moratorium Period during Study
Direct Tuition Disbursement
Special Rate
Up to NPR 1,500,000Details →
Interest Rate: 12.00% - 14.00%

Personal & Emergency Loan

Quick funds for medical emergencies, weddings, social ceremonies, and unexpected household needs.

Same-day Approval
Minimal Formalities
Member Guarantee Eligible
Up to NPR 500,000Details →
Interest Rate: 12.00%

Hire Purchase / Vehicle Loan

Financing for commercial vehicles, tractors, two-wheelers, and electric vehicles.

Fast Route Clearance
Commercial & Private Vehicles
Easy Installment Plan
Up to 70% of Vehicle CostDetails →
FINANCIAL SOLUTIONS

Our Services

Tailored financial products designed to secure your savings and fuel your personal and entrepreneurial aspirations.